Articles
Information to equip, encourage and empower.
Featured Articles
Cogent Advisors is an employee benefits advisory firm. I started Cogent because I realized that there was an epic problem in the employee benefits space – from the standpoint that it’s the second or third largest expense for any business regardless of where they are located, regardless of the industry that they’re in. And it’s
The Future of Healthcare for Your Business The current state of Healthcare Health Insurance has now become, on average, the second biggest expense for most employers. Business owners have been told for years that large premium increases are ‘just the way it is’, and have been trained to expect very little from their agent. Are
The Healthcare Costs Myth Fact: Your Healthcare Costs are controllable! The sad thing about the healthcare insurance industry is that organizations have been led to believe that they can’t control costs. As they grow, especially in the middle market with hundreds of employees, businesses have more control over healthcare costs than they realize. But the
Why Are Employers So Resistant to Change Health Plan Models? We are going to let you in on a big secret – your insurance carrier has probably trained you to fear the process. The insurance industry wants to have control, and they want to control the playing field. And, the insurance system has literally stacked
When does it make sense for an employer to go self-insured? It makes sense to start investigating a Self-Insured plan when a business reaches that 40 to 50-employee size. It doesn’t mean it’s the best model for every group. It means that, with that many employees, an employer should undoubtedly look into it. A good
Employee Benefits Trends for 2023 The workplace is changing rapidly, and employers are having to keep up with the times in order to stay competitive. One of the biggest changes is in employee benefits – what companies offer their workers has changed drastically over the past decade, and it’s only going to continue in 2023.
Harnessing the Power of Employee Scorecards: Driving Performance and Productivity in the Workplace
Harnessing the Power of Employee Scorecards: Driving Performance and Productivity in the Workplace So, Employee Scorecards. It’s one of the easiest things to do, and it’s one of the biggest things that companies are not doing, regardless of size. It’s a simple tool that can...
Read More
Unbilled and Unbillable Hours: How They Kill Profitability
Unbilled and Unbillable Hours: How They Kill Profitability Unbilled and unbillable hours are an epic problem many businesses are facing right now. As we approach the end of the year, clients are left wondering why their profits are taking a hit. This issue isn’t limited...
Read More
Unlocking the Power of Strengths and Unique Abilities in the Workplace
Unlocking the Power of Strengths and Unique Abilities in the Workplace When individuals join an organization, they bring with them a unique set of strengths and abilities. These qualities play a crucial role in their excitement to work for the company and contribute to its...
Read More
The Importance of Mental Wellness in the Workplace
The Importance of Mental Wellness in the Workplace In today’s fast-paced world, mental wellness has become increasingly important. It is crucial for organizations to understand the impact it can have on their workforce and prioritize empathy toward their employees’ well-being. By proactively linking employee benefits...
Read More
Employee Benefits Trends for 2023
Employee Benefits Trends for 2023 The workplace is changing rapidly, and employers are having to keep up with the times in order to stay competitive. One of the biggest changes is in employee benefits – what companies offer their workers has changed drastically over the...
Read More
When does it make sense for an employer to go self-insured?
When does it make sense for an employer to go self-insured? It makes sense to start investigating a Self-Insured plan when a business reaches that 40 to 50-employee size. It doesn’t mean it’s the best model for every group. It means that, with that many...
Read More
Why Are Employers So Resistant to Change Health Plan Models?
Why Are Employers So Resistant to Change Health Plan Models? We are going to let you in on a big secret – your insurance carrier has probably trained you to fear the process. The insurance industry wants to have control, and they want to control...
Read More
The Healthcare Costs Myth
The Healthcare Costs Myth Fact: Your Healthcare Costs are controllable! The sad thing about the healthcare insurance industry is that organizations have been led to believe that they can’t control costs. As they grow, especially in the middle market with hundreds of employees, businesses have...
Read More
The Future of Healthcare for Your Business
The Future of Healthcare for Your Business The current state of Healthcare Health Insurance has now become, on average, the second biggest expense for most employers. Business owners have been told for years that large premium increases are ‘just the way it is’, and have...
Read More
Should You Expect More from Your Employee Benefits Agent?
Cogent Advisors is an employee benefits advisory firm. I started Cogent because I realized that there was an epic problem in the employee benefits space – from the standpoint that it’s the second or third largest expense for any business regardless of where they are...
Read More